• 75% of Collections made within 3 weeks.

• Statement, Remit and Status Report on the 20th of each month.

• Immediate Claim Acknowledgement.

• Immediate Professional Contact of Your Accounts.

• State of the Art Skiptracing Tools

• Claim Coverage Anywhere in the World.

• Faxed receipts to your office when we receive a debtor payment.

• Demand Through Litigation and Asset location.

• Keeping you in the loop with detailed reporting.

• All Cases Accepted!

• Top-Producing Collectors on Your Accounts Immediately.

• Proven Letter Writing Program.

• Corporate Debt Purchase Program.

Placement of Accounts
Accounts can be placed for collection by email, Postal Service, fax, or our Internet claim submission forms.

Processing of Claims
Upon receipt, each claim is carefully reviewed to determine if we require additional information or specific instructions. The client and debtor information is then entered into our automated collection system.

The day your claim is entered, a demand letter is sent to the debtor. This letter informs the debtor that you have referred the account to BMA for collection. It also outlines the total amount due and states that payment is expected immediately.

Initial Contact with the Debtor
BMA collectors are required to attempt contact with the debtor within 48 hours of receipt of the claim. As the initial contact creates the strongest impression, they take a professional approach making sure not to alienate the debtor. They employ persuasion or conciliation rather than an adversarial process -- gathering the facts and explaining the necessarily just and proper course of action. They at all times attempt to preserve goodwill between creditor and debtor. However, collecting the debt in full is always their primary goal.

In-House Action
You will receive your first report from the assigned collector within 10 days of receipt of the claim. That gives the collector time to study your file, contact the debtor and determine his or her response to the payment demand.

Normally, if payment in full or a reasonable payment schedule cannot be arranged within 30-45 days, the account is forwarded to BMA's correspondent collection attorney in the debtor's area for further action.

However, if the collector feels there is a good chance of collecting through a little more direct persistence, he/she may decide to work the claim in-house somewhat longer.

Attorney Action
When an account is placed with our affiliate attorney, the BMA collector continues to monitor its status, acting as the liaison between our client and the attorney.

The attorney first attempts to recover the debt amicably, without resorting to legal action, for approximately 2-4 weeks. If the attorney is unable to secure an amicable settlement, but feels a lawsuit might result in collection, he/she will recommend accordingly and provide BMA with suit requirements and an estimate of court costs. This information is then submitted to you for approval or rejection. A law suit is only instituted upon your express prior approval.

Results
We have a proven record of successful recovery of past-due accounts. Over 75% of our collections are made within 3 weeks.

Time
You and your staff have better things to do with your time than trying to collect bad debts. BMA specializes in debt collection. Your customer’s financial situation may be deteriorating. Time is money. We’ll make initial contact with your client within 24 hours, and devote our time to giving your collections priority and obtaining results, freeing you and your staff to concentrate on your business.

Cost
If we don’t collect, you don’t pay. It’s that simple. Once we collect, our fees are a small portion of what might have been written off, and priceless in terms of time saved. In some cases, we can include our fee as part of the collection, thus providing you with a free service.

Credibility
Often, contact by a third party is the best way to let your customers know you’re serious about your business and collection of debts. We know you’re concerned about your reputation and we represent you with the utmost professionalism and respect for your client relationships. Our highly trained collection agents never forget that we’re working for you.

Knowledge
There are laws and regulations regarding recovery of debts of which you may not be aware. BMA has a staff of experienced, top-producing collectors and a network of over 2000 bonded collection attorneys worldwide, with up-to-date knowledge of laws affecting collections.

Service
Your accounts are fully serviced, from quick, effective contact, to timely reports on progress, to sorting the excuses from the genuine hardship cases. We are always on call to answer your questions.

Accessibility
BMA handles claims worldwide, and has a vast database to track skips in the US and abroad.

Cash Flow
Most businesses end up writing off some bad debt. When this amount goes above a certain percentage of your total income, it can seriously impact your business. This situation can quickly get out of control. We help you get the cash you’ve earned flowing again.

Turn Receivables Into Bank Deposits, Fast
When your cashflow is interrupted by overdue receivables, the very survival of your business can be at stake. BMA helps you quickly regain control of your cashflow, and your valuable time. Call, fax, or email us today, and let us show you how we can help you regain control. Don’t leave yourself tied up!